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416-221-1159

6150 Yonge Street | Toronto, ON M2M 3W9

Helping You Plan

Are you looking to add a personal touch to your loved one's funeral service? Would you like to browse through our merchandise? Maybe you want to learn more about planning your own funeral.  We've made all of this information — and more — available for you to explore in the comfort and privacy of your home.

 

Helping You Grieve

It's not unusual to feel lost and alone after losing a loved one. Our grief support programs can help you through this difficult time. Visit our Online Grief Resource Center here, or call us at 416-221-1232.

Financial

FINANCIAL INFORMATION

You will want to gather all the bills together and make sure you are aware of all the credit obligations of the deceased. Many installment loans, service contracts, and credit cards accounts are covered by credit life insurance, which pays off the account balance in the event of the death of a customer.

You should contact any financial institution where the deceased had a loan and inform them of the death. They will be able to inform you if the loan was covered by credit life and what needs to be done to file the appropriate claim. A proof of death certificate is required to file a claim.

You will also want to contact credit card companies to notify them of the death. If the card is jointly held, find out what documentation is required to change cards into the survivor's name. Ask the credit bureau to assist you in transferring your loved one's credit into your name. They may be able to assist you in determining any outstanding obligations of the deceased.

Make a prompt request for the release from each bank in which the deceased and you held a joint account. This is necessary before you can withdraw funds from that account. A bank will usually stop payment on all cheques as soon as a they are made aware of the death. The bank must also have the account cleared by the provincial tax authorities.

Our Family Assistance Program will assist families with many of these issues, and provide valuable information for those tasks that must be done in person.

416-221-1159 6150 Yonge Street | Toronto, ON M2M 3W9 | Fax: 416-221-1586 | Email: brad.scott@rskane.ca